If you are a hunter or have hunters in your family, then you know that the rut is upon us. For the non-hunters out there, rutting season is mating season for deer. It is also the time of year when car accidents involving deer spike in Oklahoma and elsewhere.
One minute you were driving, and the next you were in an accident. You were injured and your car was wrecked, and you have lost wages from missing work. It wasn't your fault. You did everything you were supposed to do, from filing a police report, snapping pictures of evidence and damage, getting medical treatment right away and filing a claim with your insurance company. But now in your hands is a denial letter, and you are angry and confused. You feel wronged by the insurance company. You were paying the insurance company to protect you in case of an accident, and now that you need them to hold up their end of the deal and pay damages, they refuse.